PESOMAX Maya — Limits, Fees & Settlement

In Philippine casino discussion, Maya comes up constantly, usually alongside figures that originate with the casino rather than with Maya. You won’t find a figure here that the provider hasn’t published itself.

Maya at a glance

Maya states these as MONTHLY wallet limits. The ceiling, per GCash, refers to whatever balance is held at any one time. A side-by-side reading of these two numbers rarely means anything, given that each one is measuring something different, regardless of how routinely it’s done.

Don’t expect live numbers on this page — everything here dates to 2026-09. Limits and fees change at a payment provider’s discretion with no advance notice, so only that provider’s own page reflects the current numbers.

Verification tiers

• Basic — PHP 50,000 is the ceiling for both the monthly wallet and daily purchases. Neither InstaPay bank transfers nor sends to other Maya users work at this tier
• Upgraded — Valid ID, a video selfie and a verified address are all necessary here. PHP 100,000 in daily purchases, a PHP 100,000 monthly wallet limit, PHP 20,000 per transaction and PHP 100,000 per day sending to a Maya user, plus InstaPay out at PHP 50,000 per day and PHP 100,000 per month
• Super Users — The wallet’s monthly limit sits at PHP 500,000, matched by PHP 500,000 daily limits on purchases and sends. Maya publishes nothing that spells out the qualifying criteria for this tier
• Ultimate Users — Both daily purchase and daily send limits sit at PHP 5,000,000, matching the monthly wallet limit. Maya publishes nothing that spells out the qualifying criteria for this tier

The published ceiling of PHP 50,000 covers Basic monthly, climbing to PHP 100,000 at Upgraded, then PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.

What Maya says about gambling transactions

Maya’s e-wallet terms and conditions, read directly, lack any gambling clause, containing only general prohibitions on illegal activity and anti-money-laundering breaches. Restricted transactions in its separate CREDIT CARD terms include ‘illegal gambling or unauthorized game of chance’, with the card facing possible suspension or cancellation. BSP Memorandum M-2025-029 reached Maya in August 2025, leading it to take down in-app gambling and gaming links. Because the two products differ, whatever a credit card agreement restricts leaves the wallet untouched.

How fast money actually moves

Maya settles wallet-to-wallet and InstaPay move in real time, whereas PESONet settles on the same banking day. That’s about the rail rather than the casino — an operator can hold up a withdrawal for its own review well before it reaches Maya, and that review is typically where the wait comes from.

A per-transaction cap of PHP 50,000 daily for InstaPay transfers out and PHP 20,000 per transaction sent to another Maya user, both limits set at the Upgraded tier applies, which is why a larger transfer sometimes has to be split.

Paying with Maya at PESOMAX

1. Sign in at PESOMAX and open the cashier.
2. Maya’s available at the cashier — select it from the payment methods listed for your account.
3. Make sure the name on your PESOMAX account matches the name on your Maya account.
4. Give the cashier screen a once-over for the minimum, maximum and any fee, and only then lock in the amount.

Before you make a first deposit with any new method, check the cashier screen — it displays the live limits tied to your account.