PESOMAX PESONet — Limits, Fees & Settlement
PESONet is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, through the rulebook of its National Retail Payment System framework.
| Fact | Value |
|---|---|
| Operator | The clearing switch role goes to the Philippine Clearing House Corporation, designated as such by Philippine Payments Management, Inc. |
| Regulator | Bangko Sentral ng Pilipinas, through the rulebook of its National Retail Payment System framework |
| Wallet limit | Not published |
| Per-transaction cap | Not published |
| Settlement | settlement happens the same banking day when the instruction beats the clearing house cut-off, or the next banking day when it doesn't. Rather than processing in real time, it settles through several batch cycles daily and stays offline on weekends |
| Figures as of | 2026-09 |
In Philippine casino discussion, PESONet comes up often, and the figures attached to it usually trace to the casino rather than to PESONet. You won’t find a figure here that the provider hasn’t published itself.
PESONet at a glance
| Field | Value |
|---|---|
| Operated by | The clearing switch role goes to the Philippine Clearing House Corporation, designated as such by Philippine Payments Management, Inc. |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not published |
| Settlement | settlement happens the same banking day when the instruction beats the clearing house cut-off, or the next banking day when it doesn’t. Rather than processing in real time, it settles through several batch cycles daily and stays offline on weekends |
| Published fees | Electronic crediting never costs the beneficiary anything, a mandate set by BSP. No figure covering the whole rail gets published, since the sending institution has room to charge a fee. |
Don’t expect live numbers on this page — everything here dates to 2026-09. Limits and fees change at a payment provider’s discretion with no advance notice, so only that provider’s own page reflects the current numbers.
Verification tiers
None are listed here because no published PESONet verification tiers could be sourced. Even though regulated Philippine e-money accounts always require identity verification, it’s usually an unverified account behind a limit that reads lower than expected.
What PESONet says about gambling transactions
PESONet has taken no public stance on gambling merchants that this page could point to. Permission is a different matter — e-money issuers regularly enforce merchant-category rules they never publish, so a transfer can be declined with no public rule to point to.
How fast money actually moves
PESONet settles settlement happens the same banking day when the instruction beats the clearing house cut-off, or the next banking day when it doesn’t. Rather than processing in real time, it settles through several batch cycles daily and stays offline on weekends. It’s the rail being described here, not the casino — a withdrawal can sit in an operator’s own review before it reaches PESONet at all, and that’s usually the real cause of any delay.
BSP’s own comparison table simply records ‘no limit’ for PESONet, since no scheme-wide per-transaction cap applies. When a transfer gets rejected, that’s the bank’s own rule at work, not the rail’s, since each participating institution sets its own cap. A missing figure isn’t the case here — this is the field’s real answer.
Paying with PESONet at PESOMAX
- Sign in at PESOMAX and open the cashier.
- Choose PESONet among the payment methods your cashier shows for your account.
- Make sure the name on your PESOMAX account matches the name on your PESONet account.
- Give the cashier screen a once-over for the minimum, maximum and any fee, and only then lock in the amount.
Before you make a first deposit with any new method, check the cashier screen — it displays the live limits tied to your account.
FAQ
How do I pay with PESONet at PESOMAX?
Log in, head to the cashier, and choose PESONet from the payment methods listed for your account. Before confirming, make sure the name matches across both accounts and review the limits the cashier displays.
How long does PESONet take?
The rail settles settlement happens the same banking day when the instruction beats the clearing house cut-off, or the next banking day when it doesn't. Rather than processing in real time, it settles through several batch cycles daily and stays offline on weekends. Before a withdrawal goes out, an operator runs its own separate review, and that step usually takes longer.
Does PESONet charge fees?
Published fees: Electronic crediting never costs the beneficiary anything, a mandate set by BSP. No figure covering the whole rail gets published, since the sending institution has room to charge a fee.. Providers revise these without notice.
Who regulates PESONet?
PESONet — regulation: Bangko Sentral ng Pilipinas, through the rulebook of its National Retail Payment System framework. That covers the rail, not the casino.
Other payment rails explained here
| Guide | What it covers |
|---|---|
| GCash | Regulatory oversight comes from Bangko Sentral ng Pilipinas, which licensed it as an Electronic Money Issuer |
| Maya | Bangko Sentral ng Pilipinas, registered there as an Operator of Payment System and also standing as an Electronic Money Issuer |
| InstaPay | Bangko Sentral ng Pilipinas, which governs it within the National Retail Payment System framework |
| Debit and Credit Cards | Bangko Sentral ng Pilipinas, citing the Manual of Regulations for Banks ahead of Republic Act No. 10870 and Circular No. 1003 |